Get a Quote Instantly

Compare your unique insurance quotes
online via our comparative quoting form.

Renters Insurance in Michigan

Name: The Vernon Agency
Address: 126 E Main St, Vernon, MI, 48476
Telephone: 810-230-1375

Renting a home or an apartment in Michigan is a great way to simplify your life. Worries such as property taxes, home maintenance, and other concerns are left in the care of your landlord. Many renters, however, fail to realize the importance of maintaining renters' insurance while they are renting. At The Vernon Agency, serving Vernon, MI, it is our pleasure to educate our clients on these crucial topics. Keep reading to find out why you should consider renters' insurance.

Your Personal Belongings

Your landlord will carry a homeowner's policy for the property you are renting. However, this policy does not cover your personal belongings as the tenant. If there is damage due to a fire, storm, or burglary, your personal possessions will be lost. The cost of repairing or replacing these items will come out of your pocket. On the other hand, if you carry renters' insurance, the policy will cover the cost of repairing or replacing these items for you. This is the only way to protect your personal belongings while you are renting.

Personal Liability

While renting in Michigan, personal liability can get tricky. If someone is hurt on the property, is the property owner liable or the tenant? It is essential to understand the limits and coverage of the property insurance that is already in place under your landlord's policy first. In some cases, the landlord is responsible. However, in other cases you the tenant would be liable. This is why carrying renter's insurance is a good idea. If someone is injured on the property and you are held responsible, renters' insurance can kick in to cover any costs that you are held accountable for paying.

Do not underestimate how damaging a liability case can be. If someone holds you liable for their injuries and expenses, it could be devastating to you financially. Renters' insurance is a natural, effective way to protect yourself against this.

If you would like to learn more about renters' insurance, please contact our friendly staff at The Vernon Agency today, serving Vernon, MI.

Request A Quote

Our Services

Servicing States

Michigan

Testimonials

Derek made finding health plans so simple. Quite frankly the health insurance sector is intimidating to me but I simply discussed my needs and Derek did the rest. Highly recommend him and his team if you're like me and don't have time to read through two hundred plans and compare/contrast. Use this agent!!

- Christopher B.

When Krystle was recommended to us, we didn't think she could be as great as we were told. We were WRONG, she is AMAZING! She always treats us as important and not a waste of time. She answers our questions, all gazillion of them, without a single sigh or eye roll. AND she saves us LOTS of our hard earned money!! We have and will continue to refer people to her.

- Nurse D.

The Vernon Agency works with everyone, big or small, as if they are their only client! Personal service based on your situation and extremely knowledgeable in all areas! We trust their advice, services, and staff 100%!

- Lynn S.

Derek and his team saved my company over $700/month on Heath care insurance, while improving the actual coverage for my family compared to the terribly overpriced silver plan we were previously on. Call them and see what they can do for you.

- Brian R.

Derek is great to work with, he as been our company's health insurance plan rep for the last 4 years. Great communications and is always there when we need him. Looking forward to our continuing working relationship.

- Scot R.

The Vernon Agency

Get a Quote Instantly