Category: Commercial Insurance

A business owner that lives in the Flushing, MI area could find that it is a great place to run a company. This area of Michigan has a strong base of people as well as a good local economy. When you are looking to start a business here or continue to operate an existing one, it is imperative that you get proper insurance for it. There are a few reasons why a Michigan business owner needs to get a quality commercial insurance policy.

Insurance Protects Investment in Business

An important reason that anyone will need to get commercial coverage when they are in Michigan is to protect their investment in their business. If you are going to start a company, you will have to invest a lot of time and capital to get it off the ground. This whole investment could be lost quickly if you do not get proper insurance. When you get coverage, you can continue to protect your business.

Insurance Offers Continued Liability Protection

You will also want to get commercial insurance as it can offer ongoing liability protection. A business owner here should recognize their liability risks. If you are sued for liability, the effects could be devastating and even put a business into insolvency. When you have commercial coverage, you can receive liability insurance to mitigate this risk. 

There continue to be many reasons for a Flushing, MI business owner to get a commercial insurance policy. As you are looking for a new plan, you could find that picking one is complicated. Fortunately, when you call Bachmann Insurance Agency, you can learn a lot about your options and how insurance coverage can protect you. Bachmann Insurance Agency can then help you to build a great policy that meets your needs.

Owning your own business can be an exciting and rewarding journey. That reward comes at the cost of your investment of time and money. To make sure that this investment of time and money is sufficiently protected, there are steps that business owners must take to protect themselves. At Bachmann Insurance Agency, serving Flushing, MI, we take great pride in educating our clients on how they can best protect their investments. Keep reading to find out what small business owners need to know about commercial insurance. 

Why Do I Need Commercial Insurance?

Commercial insurance refers to a variety of insurance policies that work to protect a small business owner. There are unforeseen problems that can have a dramatic effect on your business and your income. As the business owner, you are more liable for certain damages. Commercial insurance can kick in to help protect you from these damages.

What Does Commercial Insurance Cover?

Each business will be different and, therefore, will require different types of coverage. In general, commercial insurance will cover the following areas:

• Business property – If your business operates at a physical location, you will want this property protected in the event of damage, burglary, or in the case an injury takes place. 
• Vehicles – If your business operates vehicles to conduct business, these vehicles will need to be insured and the drivers who drive them. 
• Liability – A business owner puts themselves at a unique risk when they operate a business. If an individual gets injured on your property or as a result of your services, you could be held liable for their expenses. Liability insurance will kick in to cover these expenses. 

If you would like to learn more about commercial insurance, please contact our friendly staff at Bachmann Insurance Agency, serving Flushing, MI.