If you drive a car in the State of Michigan, you know that you’re required to carry auto insurance. Many car owners have questions about their auto insurance policies. If you live in the Flushing, MI area, our team at the Vernon Agency will take the time to answer your auto insurance questions. We’ve been working with clients in your area since 1960.
Choosing PIP Medical Coverage
If you get involved in an auto accident, there is a chance that someone riding in your car may become injured. According to Forbes, auto owners can select PIP medical coverage, which pays for medical expenses caused by a car accident. The PIP option will pay for those expenses whether or not you’re found to be at fault for the accident. The same policy option will pay for wages you can’t earn due to your injury.
According to the Michigan Department of Insurance, a new law requires insurance companies to provide information about PIP to their potential auto insurance clients. There are six potential insurance levels, and the level you choose will provide the highest dollar amount that your insurance company will pay because of the accident. Available levels range from $50,000 (for Medicaid clients) to $250,000. Clients who have Medicare A & B can opt out of including PIP coverage in their auto insurance policy.
Call Us Today for Your Appointment
You may have questions about the differences between comprehensive and collision coverage for your auto. Our agents at the Vernon Agency bring years of expertise to our discussions with clients. Clients in the Flushing, MI, area can feel confident when they purchase an auto insurance policy from our team. Call us for an appointment today, and let’s talk about auto insurance.