When most people think about home insurance, they picture their house—the roof, walls, and everything inside. But what about your backyard? Outdoor spaces like patios, fences, pools, and garden sheds are just as much a part of your home as your living room. At Vernon Agency in Flushing, MI, we want homeowners to know that a comprehensive home insurance policy often extends protection to these outdoor features, giving you peace of mind for your entire property.
Home Insurance: Coverage for Structures Beyond Your Home
Your backyard isn’t just a space for relaxation; it’s also an investment. Features like decks, patios, and fences can be costly to repair or replace if damaged by storms, falling trees, or other covered events. Fortunately, many home insurance policies include coverage for these structures under the "other structures" portion of your policy. This means that should disaster strike, you won’t have to shoulder the financial burden alone.
Protecting Your Pool and Sheds with Home Insurance
Pools and garden sheds are two backyard staples that can also be protected under your home insurance policy. If your pool is damaged by a covered peril or your shed is broken into and valuable tools are stolen, your policy may help cover those losses. However, reviewing your policy limits is important to ensure these features are adequately insured.
Secure Your Home Insurance with Vernon Agency
Your backyard is an extension of your home and deserves the same level of protection. By having the right home insurance policy, you can rest easy knowing your outdoor spaces are covered. If you live in Flushing, MI, Vernon Agency can help you find a home insurance policy tailored to protect your entire property—inside and out. Contact us today to learn more and get started.
