Congratulations on taking the first step by admitting you have a problem. However, it’s not as easy as just saying no. You may have to check into a drug rehab facility. Don’t let a lack of funds keep you from getting the help you need! There is a good chance that your health insurance may cover your stay in rehab.
Plans and Benefits
The three most common healthcare plans are Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point of Sale (POS). An HMO will allow you to choose your primary care physician. This is best suited if you are not seeking a specialist or healthcare provider outside your network. A PPO will allow you to see healthcare providers without any referrals inside and outside your network. These tend to have higher deductibles than HMOs, but you would have the option to see a specialist outside your network without a referral. A POS is much like an HMO; only you may be able to occasionally see a care provider outside your network in specialized cases. Take care to go over the details with your insurer.
What Sort of Rehab is Covered by Insurance.
You’d be surprised by the broad range of rehabilitation covered by health insurance. Your health insurance may cover whether you’re inpatient or outpatient and need counseling or maintenance medication. In any case, it’s better than the alternative.
Contact Vernon Agency in Flushing, MI
If you are in the Flushing, MI, area and need health insurance, please contact Vernon Agency. Our discreet, courteous, and knowledgeable agents will do all they can to help you find the policy that best suits you and your unique needs.